When an accident happens, and the damages are minor, with no injuries, did you know you can settle privately without involving your insurance company? According to Insurance.com most minor accidents occur in parking lots, residential streets and even driveways, and while they are reported to police, fender-benders are not always reported to the insurance companies of the drivers involved. Which is perfectly okay and not considered unethical. In New Jersey the minimum damage requiring an accident report is $500.00. Most insurance deductibles are much higher. Instead of filing a claim, sometimes it’s possible for the drivers to work out an agreement to settle the matter between themselves to prevent a claim from wrecking the at-fault driver's car insurance rates for the next few years. How to accomplish this and avoid the pitfalls is covered in an article published by Insurance.com, https://rb.gy/zwtghk. Learn how to negotiate an agreement while protecting yourself, your finances and insurance premiums. If you need mechanical repairs or basic maintenance Octane Garage NJ is here to help. (732)509-9911.
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